Our client is a multinational banking and financial services company based in the City.
Focus predominantly on the processing of credit proposals sent from the branch network.
The vast majority of proposals will involve real estate transactions such as buy to let (residential and commercial) and development loans, although some corporate/ commercial business may feature from time to time.
This will incorporate assessing new proposals, reviews and renewals, amendments and waivers, and will require good communication skills to discuss the same with the submitting branch team members.
Following this you will be required to present your recommendations to those involved in the credit process, including credit sanctioning committees.
The successful candidate will also be involved in reviewing quarterly review summaries sent from the Branch network, which will include examination, identification & investigation of any early warning signals such as excesses, payment delays, covenant breaches, defective documents and make recommendations on the same to the Head of Credit.
At month end and quarter dates, you will also be required to assist with various forms of management information preparation for use in management committees. This task will involve liaison with other key functions of the Bank such as Finance and Risk.
Strong credit analysis skills with strong emphasis towards real estate transactions, although some experience in corporate/ commercial transactions would be an added bonus.
This will entail not only credit assessment but the ability to interpret valuation reports and various forms of financial and non-financial information, awareness of the real estate environment, trends etc.
Experience in management information production using Excel and graphical illustrations.
Good communication skills at all levels, from officer level up to senior management.
Familiarity with bank credit policies and procedures and be able to interpret and follow effectively.
For further information please contact Stuart Duncan