Our client, an international Merchant/Investment Bank based in London, are looking for a Credit Analyst to join the team.
THE RESPONSIBILITIES:
Ensure the analysis, identification and mitigation of counterparty and deal risk through awareness of environmental factors
Understand and keep abreast of the critical key macro environmental impacts and inter-relationships. e.g., jurisdictional compliance, sector developments, regulations, financial markets, country risk.
To analyse and identify counterparty risk, deal risk, mitigation opportunities and threats;
Understand the critical micro-environmental impacts and relationships e.g., company performance trends, financial data, debt profile, gearing, projected cash flows, and identifying and applying risk management mitigation tactics.
Understand the business value proposition to ensure that service to business is bespoke and relevant to the context:
Demonstrate a practical understanding of the business fundamentals and awareness of key cost and revenue drivers in the Corporate and Investment Banking market;
Understand the range of product and service offerings provided by the Business Units, understand product differentiators, as well as key revenue generators to ensure that service to business is bespoke and relevant to the context;
Establish and service relationships with business partners to improve the effective and efficient execution of credit objectives while still meeting business requirements.
Rely on enabling technologies to establish the objective value of counterparty and sector risk profiling
Rely on relevant data to apply risk models that are integrated and future focused in order to establish the objective value of counterparty credit risk and sector risk profiling.
Ensure the preparation of new and annual credit reviews/ ratings and deal transactions for assigned counterparties and monitor assigned counterparty risk and the associated facilities
Partner with the relevant Review Analyst/Team Lead for counterparty reviews, risk exceptions and approvals of annual credit reviews. This includes preparation and presentation to relevant forums and committees for decision-making e.g.: Credit Committees, Credit Forums and Deal Conclusion Forums;
Update relevant credit systems with covenants and other monitoring requirements and exception reports.
Ensure the measurement of portfolio credit management tactics
Support and enable colleague engagement and performance by ensuring an environment of knowledge-sharing, feedback and inclusion
EXPERIENCE REQUIRED:
Must have relevant credit experience in London (specifically with International NBFI’s).
Knowledge and familiarity with large fund managers, hedge funds and brokers based in the UK, EU, and US.
In depth understanding and application of Accounting principles/financial statements
Understanding of the legal and regulatory framework around funds and fund managers
Quantitative and analytical methodologies
Banking Product knowledge (including interest rate and currency derivatives, TRS transactions and credit-linked instruments)
Able to develop concise credit motivations in writing
For further information please contact Natalie Antat
